Missing the 15-Day Deadline Triggers Penalties
- Form 8300 is due within 15 days after the date the cash is received. Civil penalties apply for each report that is not filed on time and correctly, and intentional disregard of the requirement carries a minimum $25,000 penalty.
- The obligation does not expire. A business that missed the deadline should still file as soon as possible; willful failure to file can be prosecuted criminally.
Form 8300 Filing Service
We prepare and electronically file Form 8300, the federal Report of Cash Payments Over $10,000 Received in a Trade or Business, for businesses of every size. Our intake gathers all four parts of the form, from your business details to the payer's identity and the cash breakdown, and our team e-files the report through the federal BSA E-Filing System, whether you are filing on time or catching up on a payment you received weeks ago. You receive the filing acknowledgment (BSA ID) as proof for your records.
Why Filing Form 8300 Matters
- Any person in a trade or business that receives more than $10,000 in cash in one transaction, or in two or more related transactions, must report it on Form 8300
- The report is due within 15 days after the date the cash is received, and payments within a rolling 12-month period can aggregate toward the $10,000 threshold
- Civil penalties apply per unfiled or late form, and intentional disregard carries a minimum $25,000 penalty
- Willful failure to file can be prosecuted criminally, and structuring cash to avoid the report is itself a crime
File as soon as you receive the cash. The 15-day clock starts on the date of receipt, and if the deadline has already passed, filing as soon as possible is still the right move.
Frequently Asked Questions
Common questions about Form 8300, the $10,000 cash threshold, the 15-day deadline, and the information the report requires.
Form 8300 Resources
Review detailed guidance on who must file, what counts as cash, the 15-day deadline, related transactions, and what happens when a required report is not filed.
Filing Requirements
Who must file Form 8300, what counts as cash, the $10,000 threshold, related transactions, and the information the form requires.
Read MorePenalties
The civil penalties for late or unfiled reports, the $25,000 minimum for intentional disregard, and the criminal exposure for willful violations.
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